A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.
Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance.
- Builders’ Risk Insurance
- Business Interruption Insurance
- Business Owners Insurance
- Commercial Auto Insurance
- Commercial Earthquake Insurance
- Commercial Property Insurance
- Commercial Trucking Insurance
- Commercial Umbrella Insurance
- Contractor’s General Liability Insurance
- Directors and Officers Liability Insurance
- Employment Practices Liability Insurance (EPLI)
- Garage Insurance
- General Liability Insurance
- Hotel & Motel Hospitality Insurance
- Key Person / Employee Insurance
- Kidnap & Ransom Insurance
- Liquor Liability Insurance
- Medical Malpractice Insurance
- Product Liability Insurance
- Restaurant & Bar Insurance
- Special Event Insurance
- Surety Bonds
- Technology Insurance
- Wholesalers & Distributors Insurance
- Workers’ Compensation Insurance
Business Insurance Protection
Life Insurance FAQs
How Do I Know If I Need Life Insurance?
get a quoteATV Insurance
ATV insurance is very similar to motorcycle insurance. All-terrain vehicles
get a quoteHomeowners Insurance
Homeowners policies cover you in a home or an
get a quoteLife Insurance FAQs
How Do I Know If I Need Life Insurance?
get a quoteWe help cover your life better.
Whether it's a minivan with eight seats, a sporty coupe with two - or even a motorcycle - we can help you protect it. Find out more about the extras that are available with an ERIE auto policy.
“I love having a local agent who answers the phone when I call and takes care of my insurance needs quickly. And they saved me a lot!”
Love the people here, they’re friendly and fast, and I have all of my policies through them, auto, home, and life. I highly recommend!”
“The Whitbeck Agency really made switching insurance companies easy. They explained their recommendations so I understood what I was paying for and at a substantial cost savings to me. The best!”